United Northern Mortgage Bankers, Ltd.

Leadership Team

Leadership Team

Providing innovative, progressive and ethical leadership for our clients, partners and team members

DON GIORGIO

CEO / President

PATRICIA GIBSON

Director of Finance & Human Resources

MICHAEL P. GANNON

V.P. Director of Sales

ELEANOR JOHNSON

Reverse Mortgage Chief Operating Officer

CARISSA OROZCO

VP of National Sales - HECM Division

GIOVANNI RAMPONE

Marketing, Communications, E-Commerce

SIMON ROSENZWEIG

Director of Secondary Marketing

CRISTINA VAZQUEZ

Secondary Marketing – Rate Lock Manager

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DON GIORGIO

CEO / President

Don Giorgio founded United Northern Mortgage Bankers, Ltd. (UNMB) along with his father and has been the driving force behind the company’s ascent to one of the nation’s most established lenders. Don’s focused leadership, eye on innovation and an unwavering commitment to responsible lending and outstanding client service has helped the company achieve impressive growth.

Mr. Giorgio’s vision and ability to anticipate and interpret industry trends has kept United Northern Mortgage Bankers, Ltd. at the forefront of emerging markets and technologies.  UNMB was one of the first independent NY metro area lenders to become a government-endorsed FHA Lender.

Mr. Giorgio created the company’s Senior Security Advisors lending division which provides services and information to the senior market, including Reverse Mortgages. United Northern Mortgage Bankers, Ltd. has consistently been recognized as a top Reverse Mortgage lender in the country.

Mr. Giorgio’s  38 years of experience and knowledge in mortgage banking as well as his hands-on management style make him an invaluable leader through which the United Northern Mortgage Bankers, Ltd. staff learn and grow.  Most importantly, Mr. Giorgio is highly ethical and compassionate, a reason why United Northern Mortgage Bankers, Ltd. enjoys an A+ rating with the Better Business Bureau, has strong ties to the community through charitable endeavors and has a highly loyal staff, many of whom have been with the company for decades.

Mr. Giorgio is an award-winning equestrian and enjoys spending time with his two dogs Brioso and Riley.

PATRICIA GIBSON

Director of Finance and Human Resources

Patricia Gibson is the Director of Finance and oversees the Human Resources team at United Northern Mortgage Bankers, Ltd.  Patricia is responsible for the company’s accounting and financial planning in her role as Director of Finance.  She is also on the leadership committee which directs strategic planning and development to forecast and guide the future direction of our company.

Patricia is a natural fit in her role leading our Human Resources team as our growing company continues its expansion.  She is a nurturing soul with a great deal of integrity who enjoys helping others reach their potential.  Most of all, Patricia’s intentions are always genuine, endearing her to our team members and yet another reason why we enjoy strong team member retention.

Patricia has been with our company since its inception in 1979.  She and her husband live in the beautiful mountains of Highland Mills, NY, where their neighbors are deer and rabbits.  She is the mother of two wonderful boys and two beautiful granddaughters.

MICHAEL P. GANNON

V.P. Director of Sales

Michael P. Gannon oversees and supports the company’s growing salesforce as V.P. Director of Sales.  Michael is an action-oriented individual who believes we have a responsibility to our clients, business partners and team members for responsible lending, communication and quick processing and approval of loans.

Michael has been in mortgage finance for over 11 years, rising from licensed mortgage loan originator to team leader prior to his current position.  At United Northern Mortgage Bankers, Ltd. he uses the leadership, communication and team-building skills he developed in his previous career as a high school teacher and coach.

Michael is also an expert in all loan program guidelines, providing valuable insight and guidance to his staff on how to structure their loans to provide clients with the best lending program to satisfy their goals.

Michael and his wife are doting parents an adorable boy and girl, both under the age of three.  Aside from work and the hectic life of a parent, Michael is an avid sports enthusiast.

ELEANOR JOHNSON

Reverse Mortgage Chief Operating Officer

As Reverse Mortgage Chief Operating Officer, Eleanor Johnson oversees our Reverse Mortgage division which includes both Retail and Wholesale.  Eleanor came to United Northern Mortgage Bankers, Ltd. not long ago and, in a short time, has accomplished much.  Under Eleanor’s leadership, our wholesale channel continues to be the broker partner of choice for many independent licensed loan officers.

Eleanor has spent 38 years in mortgage banking in an executive capacity at several of the industry’s largest Reverse Mortgage originators and servicers.  She is an active NRMLA member, respected industry expert and speaker as well as co-chair of the NRMLA HUD issues committee. 

Eleanor and her husband have three children and three wonderful grandchildren.  Eleanor enjoys spending time with her family and being outdoors in the mountains of Georgia when her schedule permits.  She is a true “Georgia Peach” with a warm southern charm that endears her to her staff and business partners.

CARISSA OROZCO

VP of National Sales – HECM Division

Carissa is a 15 year veteran in the mortgage finance sector, with the last five years focused in the reverse mortgage sector.  She came to our company after having previously worked at the largest reverse mortgage lender in the country.  Carissa understands the value of great relationships, customer satisfaction and catering to the client’s every need as VP of National Sales – HECM Division.

“My goal is to create an elite team of reverse mortgage loan originators who embrace the wonderful opportunity they have to improve the lives of their senior clients and their families by educating them on their options in a friendly and compassionate manner,” states Carissa.

Carissa also lectures to many community, professional and institutional groups on the reverse mortgage program.  She enjoys spending time with her young daughter, tennis, classic movies, cooking and trying new foods when not thinking about how to improve the customer experience for our clients.

GIOVANNI RAMPONE

Marketing, Communications, e-commerce

Giovanni Rampone is the Director of Marketing at United Northern Mortgage Bankers, Ltd.  He is in charge of branding and leads our marketing department.  Under Giovanni’s direction, the marketing department has created cohesive “best-in-class” materials with a distinctly fresh contemporary look.  Giovanni’s goal is to produce marketing materials which are clearly written and designed with a clean inviting look to be easily read and understood. 

Giovanni has been with United Northern Mortgage Bankers, Ltd. for three years.  He has a diverse background which helps him in his current position.  Giovanni was a management consultant prior to coming to our bank.  He was also principle and head of the largest automotive dealer in the New York Metro as well as handled PR for Armani and held other positions within the fashion industry.

SIMON ROSENZWEIG

Director of Secondary Marketing

As Director of Secondary Marketing, Simon Rosenzweig’s focus at United Northern Mortgage Bankers, Ltd. is Secondary Marketing.  His expertise in secondary marketing includes managing investor relationships, pricing, risk analytics and trading. 

Simon has been with us for eight years and in mortgage finance for 28 years.  He has worked with government, agency and privately held investors using several sources of risk management strategies.  He provides invaluable experience in applying the company’s competitive pricing strategy, minimizing risk exposure, and maximizing trade execution.

Simon and his wife have four young children.  Aside from work, Simon enjoys staying active by traveling, golfing and various other activities.

CRISTINA VAZQUEZ

Secondary Marketing – Rate Lock Manager

Cristina Vazquez is Secondary Marketing – Rate Lock Manager at United Northern Mortgage Bankers, Ltd.  She is responsible for overseeing all locking of rates in the secondary market to secure our customers with optimal rates as they progress to closing on their loan while ensuring profitability for UNMB..  Cristina’s rate lock responsibilities cover both the company’s significant forward and reverse mortgage platforms.  

Cristina has been with our company for 22 years, holding positions in processing, DE underwriting as well as internal quality control and was instrumental in helping build and oversee our successful reverse mortgage program.  Cristina is also a licensed mortgage loan originator.

Cristina and her husband are proud parents of an adolescent son who excels in academics.  Cristina enjoys travel, reading and spending time with her family which includes her dog Chocco and cat Gracie, adopted from a shelter.