**DISCLAIMER: The payment on a 30-year $200,000 5-year Adjustable-Rate Loan at 2.75% and 70% loan-to-value (LTV) is $816.49 with 2 points due at closing. After 5 years, the principal and interest is $827.86. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. The Annual Percentage Rate (APR) is 3.05%. Rate is variable. Actual mortgage payments will vary based upon your individual situation and current interest rates, and these loan terms assume you pay all closing costs out of pocket. This loan may not be available in all states, and not all consumers will qualify for these monthly payment terms.
Under provisions of the Making Homes Affordable Act (a.k.a. HARP 2.0), signed into law by President Obama, Fannie Mae has removed certain loan requirements, including the Loan-To-Value (LTV) ceiling for fixed-rate mortgage, property appraisal and eliminated & lowered certain fees for borrowers making it easier to refinance into a lower rate mortgage, effectively reducing the amount of interest paid (and owed) over the life of the loan. More info: http://www.fhfa.gov/webfiles/22721/HARP_release_102411_Final.pdf
United Northern Mortgage Bankers Limited, DBAs: Senior Security Home Advantage, Senior Security Advisors, 3601 Hempstead Turnpike, Suite 300, Levittown, NY 11756 Licensed Mortgage Banker NYS Department of Financial Services B500040 • NMLS # 7230
AL Consumer Credit license #21761 • CO Mortgage Company Registration • CA DBO Finance Lenders Law license # 603K800
CT Dept of Banking Mortgage Lender license #20372 • FL Dept of Financial Institutions Mortgage Lender license #MLD273
GA Dept of Banking and Finance Mortgage Lenders license #39919 • MD Mortgage Lender license • MA Div of Banks and Loan Agencies Mortgage Lender & Mortgage Broker license #MC7230 • NJ Dept of Banking and Insurance Mortgage Lender license #L0046623 • NC Commissioner of Banks Mortgage Lender license #L140365
PA Dept of Banking Mortgage Lender license #20887 • SC State Board of Financial Institutions • TN Mortgage Lender license #MLS7230
TN Mortgage license #115610 • TX - SML Mortgage Banker Registration • WA Consumer Loan Company license #CL-7230